A new video shared by crypto commentator Xaif (@Xaif_Crypto) has reignited conversation about the direction of cross-border payments and Ripple’s potential role in shaping that future. The clip featured entrepreneur and host Patrick Bet-David speaking with two guests about outdated financial systems, the limitations of traditional money transfers, and how technology, such as XRP, could transform global transactions. Patrick Bet-David just dropped a bomb! The world deserves a faster, cheaper, smarter payment system. SWIFT is outdated $XRP is the evolution. Ripple’s tech moves money instantly across borders with record-breaking efficiency and a fraction of the cost. pic.twitter.com/G4ZpdIVk0o — Xaif Crypto | (@Xaif_Crypto) October 9, 2025 Examining the Old System During the discussion, Bet-David referenced the differences between the Automated Clearing House (ACH) and traditional wire transfers. He noted the irony that ACH, a newer system, operates more slowly than wire transfers, leading to a broader question about inefficiencies in global banking infrastructure and setting the tone for a conversation about the need for modernization. One of his guests explained the operational limits of the SWIFT system, calling it “a very antiquated system ” and emphasizing that it functions primarily as a messaging platform between banks rather than a tool that actually moves money. He added that transferring large sums internationally remains a slow and costly process, a gap that blockchain-based solutions are now attempting to fill. XRP’s Growing Appeal for International Payments Bet-David then shifted the discussion toward Ripple and XRP, acknowledging the increase in investment interest around the asset. “And you saw how much money was put into Ripple just in the last couple of days,” he said, describing it as a “record-breaking” period for the company and its native token. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 He continued by linking that momentum to a broader industry conversation about which technology could ultimately replace SWIFT . Bet-David mentioned that he and his co-host recently met with an individual involved with another blockchain project, highlighting how the competition to modernize financial networks is expanding. Still, the core of his point centered on XRP’s reputation as a faster and cheaper system for international transactions. Industry Consensus Shifting Toward XRP Throughout the exchange, Bet-David emphasized that growing numbers of investors and professionals share the belief that systems like Ripple’s could eventually become the foundation for more efficient financial transactions. The discussion backed XRP’s ability to facilitate instant settlements across borders at a fraction of the cost of legacy systems. As more financial institutions explore digital alternatives to traditional banking infrastructure, conversations like Bet-David’s highlight both the limitations of the current model and the promise of innovation through blockchain solutions. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Patrick Bet-David Drops Bombshell On XRP Replacing SWIFT appeared first on Times Tabloid .
