Versan Aljarrah, co-founder of Black Swan Capitalist, recently shared his perspective on XRP’s evolving role within the financial system. In a market often driven by speculation, some experts like him continue to focus on utility and long-term positioning. His remarks centered on XRP’s potential to function as a reserve and settlement asset , drawing parallels to gold while highlighting its technological advantages. XRP as a Digital Reserve Asset Aljarrah described XRP as mirroring gold in its role as a reserve and settlement asset, citing its “speed, divisibility, scalability, and interoperability” as defining strengths. He suggested that institutions are already acting on this perception, stating that they are “quietly accumulating it as a liquid, portable, and regulatory-friendly alternative to physical reserves.” XRP mirrors gold as a reserve and settlement asset, with speed, divisibility, scalability, and interoperability. Which is why institutions are quietly accumulating it as a liquid, portable, and regulatory-friendly alternative to physical reserves. I’m not wrong, I’m just early. — Black Swan Capitalist (@VersanAljarrah) October 8, 2025 His closing remark, “I’m not wrong, I’m just early,” captured both conviction and patience, traits often seen in early adopters of transformative financial technologies. XRP’s design supports his argument. Created to enable fast cross-border payments, the asset’s transaction speed and low cost have attracted attention from financial institutions exploring digital liquidity solutions. Its scalability allows for consistent performance across high transaction volumes, a quality essential for large-scale settlement systems. Unlike physical commodities, XRP’s digital nature makes it easily transferable without logistical barriers, appealing to institutions that require efficiency and mobility in managing reserves. Institutional Attraction and Technological Strength Aljarrah’s comparison between XRP and gold aligns with a broader shift among institutional investors seeking digital equivalents to traditional assets. Gold has historically served as a store of value and reserve instrument, but it lacks the transactional efficiency that modern financial systems demand. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 XRP, with its interoperability across networks, suggests a bridge between traditional and digital financial infrastructure . This capacity strengthens its case as a viable complement to, rather than replacement for, established reserve assets. Positioning for the Future of Finance Aljarrah’s comments come at a time when digital assets are gradually moving from speculative markets into practical financial applications. His assessment highlights confidence in XRP’s structural design and its capacity to serve institutional purposes beyond trading. Aljarrah’s remarks reinforce the view that XRP’s long-term relevance does not rest on hype, but on its utility and alignment with institutional needs. Whether adoption accelerates or unfolds gradually, the foundation he describes positions XRP as a credible participant in the next phase of digital finance . Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Mirrors Gold as a Reserve and Settlement Asset appeared first on Times Tabloid .
