The idea of moving a billion dollars with only 100,000 XRP is not a prediction but a straightforward illustration of how the XRP Ledger operates. Ripple Chief Technology Officer David Schwartz has long noted that as the value of each XRP rises, fewer tokens are required to settle large transfers. While the calculation is mathematically sound, understanding what a $10,000 price would mean for XRP demands careful consideration of market realities and the broader financial landscape. How the Claim Gained Momentum The conversation began when John Squire shared an X post citing David Schwartz, Ripple’s Chief Technology Officer. Schwartz has repeatedly explained that as the value of each XRP rises, the number of tokens needed to settle large transactions falls. Squire’s example made the point crystal clear: at $1 per XRP, a $1 billion transfer would require one billion tokens; at $10, it would need 100 million; at $100, 10 million; and at a staggering $10,000 per token, only 100,000 XRP. The logic is flawless, and the post quickly went viral. KABOOM! $XRP AT $10,000? As David Schwartz explained: The higher the price, the fewer tokens needed to move massive value. At $10,000 per XRP, just 100K tokens = $1 BILLION This isn’t speculation — it’s pure math. pic.twitter.com/8nP5Gjsz0J — John Squire (@TheCryptoSquire) September 27, 2025 XRP’s Current Market Reality Today, XRP trades around $2.70 to $2.80, with a circulating supply of roughly 59.8 billion tokens. That puts its market capitalization in the hundreds of billions of dollars—substantial by any measure but nowhere near the multi-trillion-dollar territory implied by a $10,000 price. Recent movements in XRP’s price have mirrored broader crypto trends: shifting liquidity, profit-taking, and cautious institutional participation, even as regulatory clarity has improved following Ripple’s successful resolution of its high-profile SEC case . The Mathematics and The Magnitude Squire’s calculations are correct, but the implications are staggering. Multiplying $10,000 by the current circulating supply yields a market capitalization of about $598 trillion—a figure far exceeding the combined value of all publicly traded companies and several times greater than the world’s total economic output. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 The efficiency Schwartz describes is real : higher prices do reduce the number of tokens required for large transfers. But efficiency does not erase the immense capital and liquidity that such a valuation would demand. What Would Be Required Markets are driven by supply, demand, and liquidity—not elegant formulas. For XRP to even approach a fraction of $10,000, the ecosystem would need unprecedented global adoption, extraordinary trading volumes, and sustained inflows of capital on a scale never before seen. While Ripple’s legal victories and the possibility of future XRP-based exchange-traded funds have improved the long-term outlook, these developments alone cannot create the multi-hundred-trillion-dollar market necessary to support such a price. The Takeaway David Schwartz’s observation, amplified by John Squire, captures an important truth: a higher XRP price makes large-value transfers more efficient. Yet efficiency is not a forecast. At today’s levels, XRP remains a leading digital asset with proven utility, but a $10,000 valuation remains a mathematical thought experiment rather than an imminent reality. Understanding the difference between elegant math and market possibility is crucial for anyone navigating the world of cryptocurrency. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post As Ripple CTO Explained: At $10,000 Price, Only 100,000 XRP Is Needed to Move $1 Billion appeared first on Times Tabloid .
