Digital asset markets rarely stand still, with ownership patterns moving rapidly as traders, institutions, and long-term holders adjust their strategies. Within this activity, certain trends emerge that can reveal where confidence is building or retreating. Cryptobilbuwoo0, a crypto enthusiast on X, recently posted a four-part chart comparing XRP wallet distributions on February 22, July 22, August 22, and September 22. The data show that the amount of XRP held by accounts outside the top 0.01% category is steadily falling. For example, accounts at the 0.01% level held 5,883,010 XRP on 22 February, which increased to 6,121,132 XRP by 22 July, 6,429,953 XRP on 22 August, and 6,381,351 XRP on 22 September. Meanwhile, balances in the 0.1% tier dropped from 400,000 XRP in February to 349,955 XRP in September, showing a reduction among whales . The #XRP holdings in wallets below 0.1% continue to decline. Know what you have. pic.twitter.com/6j6n790vOv — (X)=chi (R)esurrected (P)=rho (@Cryptobilbuwoo0) September 22, 2025 Interpreting the Shift for XRP Holders The post highlights a consolidation trend in which larger accounts maintain or increase their holdings, while smaller holders sell. Whales are a staple in the XRP ecosystem, and recent data suggests that their holdings are rising . Between February and September, the 2% tier moved from 27,375 XRP to 24,999 XRP, and the 5% tier dropped from 9,141 XRP to 8,262 XRP. These consistent changes suggest that small and mid-sized wallets have been liquidating or moving assets, while larger wallets remain steady. Potential Benefits for the Asset This development can support the long-term profile of XRP as it may indicate a transfer of coins to stronger hands or to holders with a longer investment horizon . Larger accounts often exhibit lower turnover, which can reduce sudden selling pressure. It also indicates that the token remains attractive to investors with substantial capital who see value in accumulating or holding XRP, despite market fluctuations. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Market Stability and Long-Term Outlook Greater concentration of holdings at higher tiers may also produce steadier liquidity conditions. With fewer tokens dispersed across many small holders, the market can experience reduced volatility and more predictable trading behavior. For XRP holders, this can create a more stable environment for price discovery and facilitate broader institutional engagement . If this trend continues, XRP’s on-chain profile could evolve further toward larger accounts dominating the total supply, which may benefit market depth, institutional appeal, and long-term growth. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Updated XRP Rich List Exposes Big Shift That Shocked XRP Army appeared first on Times Tabloid .
