Crypto enthusiast All Things XRP recently outlined Ripple’s progression from its founding to its current role in global finance. According to the post, Ripple was established in 2012 to challenge SWIFT, the long-standing financial messaging system. At that time, banks relied on outdated systems that were slow and expensive for cross-border payments. Ripple introduced RippleNet and XRP as alternatives, offering real-time and low-cost transactions. This approach was described as fast, frictionless, and significantly different from the traditional banking infrastructure, positioning Ripple as an innovative player in global settlements. EVERYONE THOUGHT RIPPLE WAS JUST TRYING TO FIX SWIFT. But they weren’t building a payment company… They were building a financial empire to power a new global internet—one where XRP moves everything. It’s bigger than you think. pic.twitter.com/R1NzE3YfLR — All Things XRP (@XRP_investing) August 27, 2025 XRP as a Strategic Entry Point The tweet highlighted that Ripple’s use of XRP extended beyond simple money transfers. Through its On-Demand Liquidity solution, XRP enabled banks and institutions to settle cross-border payments instantly without the need for pre-funded accounts. This model provided a new method for global banking operations, and according to the post, became Ripple’s gateway into the broader financial sector. XRP was described as the tool that allowed Ripple to gain influence in international finance, serving as more than just a payment mechanism but as a foundation for a broader strategy. The SEC Case and Its Aftermath The post also reflected on Ripple’s legal battle with the United States Securities and Exchange Commission, which began in 2020. While many initially viewed the lawsuit as a severe setback, All Things XRP stated that Ripple instead expanded its operations internationally during that period, refining its focus and strengthening its global presence. By 2023, XRP received a ruling in U.S. courts declaring it not to be a security. This legal clarification was framed as a turning point that enables Ripple to re-establish stronger ties in the American market. Rebrand and Broader Vision The tweet noted that in 2025, Ripple redefined its role, moving beyond payments and positioning itself as the driver of what it called the “Internet of Value.” This rebrand was compared to the transformation of the internet, which enables the instant transfer of information. Ripple’s aim was presented as enabling the instant transfer of value, whether money, assets, or commodities. This shift was described as an expansion of Ripple’s mission into a broader financial ecosystem. Tokenization and Market Integration All Things XRP emphasized that Ripple’s plans now include tokenization of real-world assets. Examples given included oil through partnerships with entities such as Saudi Aramco’s WhiteRock, as well as real estate and U.S. Treasuries. The XRP Ledger (XRPL) was described as infrastructure capable of supporting more than $10 trillion in tokenized assets, enabling fractional ownership and real-time settlement. Additionally, Ripple has introduced a USD-backed stablecoin known as RLUSD, which operates across XRPL and Ethereum, and has entered into work with several central banks on central bank digital currencies. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Expanding Global Reach According to the post, Ripple has also broadened its presence across Africa, Latin America, and the Middle East. Over 100 banks are reportedly onboarded through RippleNet, with more than $300 million in commitments. XRP futures now trade on exchanges such as CME and Coinbase, and analysts have estimated an 85 percent likelihood of an XRP exchange-traded fund being approved by the end of the year. Toward a Parallel Financial System The tweet concluded by stating that Ripple is no longer simply a payments company but has grown into a conglomerate offering custody, compliance, tokenization, and stablecoin services. The post framed Ripple’s work as creating a parallel global financial system that is tokenized, programmable, and international in scope. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Everyone Thought Ripple Was Just Trying to Fix SWIFT. Here’s Why It’s Bigger Than You Think appeared first on Times Tabloid .
