Versan Aljarrah, founder of Black Swan Capitalist, recently shared a video of the president of the European Central Bank (ECB), Christine Lagarde, on the suitability of various digital assets for central bank reserves. His post revisited a long-running discussion about which networks meet the standards global institutions expect from reserve-level instruments. He highlighted XRP and XLM as the key players, noting Ripple and Stellar’s work with multinational organizations over the years. The ECB says Bitcoin isn’t fit for reserves. That’s fine. @Ripple and @StellarOrg have been working with the IMF for years. $XRP and $XLM are already building the infrastructure the world will use, and it’s happening quietly but decisively. pic.twitter.com/z3O8HRiSAQ — Black Swan Capitalist (@VersanAljarrah) November 13, 2025 Lagarde’s Assessment and Its Relevance In the video, Lagarde addressed whether central banks should include Bitcoin in their reserves. She said reserves must be “liquid, secure, and safe” and added that they should avoid any suspicion of money laundering or criminal activity. She made her position clear when stating she is “confident that bitcoins will not enter the reserves of any of the central banks.” Her comments reflect the collective view within the ECB’s governing bodies that reserve assets must exhibit specific qualities tied to operational reliability and regulatory clarity. This distinction matters for digital assets seeking relevance in formal financial environments. The ECB did not question the broader crypto sector. However, it indicated that assets lacking predictable settlement behavior and compliance frameworks do not fit the requirements of sovereign institutions. Bitcoin’s structure does not prioritize these areas. This creates a natural separation between speculative assets and networks designed for regulated financial applications. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Why the Environment Favors XRP Lagarde’s remarks align closely with the principles that have guided Ripple’s development of XRP since its early years. Ripple has consistently focused on liquidity management, institutional settlement, and cooperation with policymakers . Its work with the IMF, central banks, and financial regulators reflects an intentional strategy to meet the standards that official institutions apply to cross-border infrastructure. XLM also participates in international discussions, with its network supporting similar goals, and Aljarrah highlighted that both Ripple and Stellar have been working with the IMF for years. These ecosystems were built to address concerns tied to transparency, legitimate liquidity sourcing, and risk-managed settlement. These priorities correspond with the attributes Lagarde described when outlining what central banks expect from reserve-eligible assets. This alignment has gained even more relevance in the current policy climate. In March, the U.S. under President Donald Trump announced a strategic digital reserve that could include XRP, signaling federal willingness to support compliant digital settlement networks. If future policy develops along similar lines, XRP and XLM could receive additional clarity, integration, and institutional adoption, opening the door for crypto integration into central banks in Europe and across the globe. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post ECB President’s Statement Prepares XRP and XLM for This Strategic Use Case appeared first on Times Tabloid .
