Crypto enthusiast Diana shared a tweet highlighting a projection attributed to Ripple CEO Brad Garlinghouse. In the tweet, Garlinghouse is said to have outlined that XRP could capture 14 percent of SWIFT’s annual flows within the next five years. SWIFT, according to the tweet, facilitates around $1.5 quadrillion in transactions annually, and 14 percent of that figure would amount to approximately $210 trillion. The tweet reveals the magnitude of the number by placing it against the United States’ gross domestic product, which stands at $27 trillion. The post says the outcome would mark a fundamental change in global money movement. XRP’S $943 SCENARIO? BRAD GARLINGHOUSE JUST WENT NUCLEAR Ripple’s CEO dropped one of the boldest projections we’ve ever heard: XRP could capture 14% of SWIFT’s $1.5 quadrillion flows within 5 years. If true, this isn’t just bullish. It’s historic. Let’s unpack pic.twitter.com/h9nGntK9Ng — Diana (@InvestWithD) September 12, 2025 Liquidity demands and valuation scenarios The tweet explained that if even a fraction of these projected flows were directed into XRP liquidity pools, the resulting demand would transform the way price discovery occurs for the asset. Rather than being driven by speculative retail cycles, the post suggested that institutional flows could produce valuations far beyond previous peaks. Diana’s tweet introduced various scenarios to illustrate this. A conservative approach, assuming only 1 percent of global flows, was paired with a calculation that suggested a value of around $96 per XRP. Another more aggressive scenario, using an assumed effective float of 5.6 billion XRP, produced an estimate of $943 per token. The tweet presented these figures as outcomes of arithmetic rather than speculative hype, pointing to the scale of the capital involved. Market infrastructure and adoption drivers Diana’s post also pointed to areas beyond SWIFT where XRP’s potential utility is being considered. The tweet mentioned the Depository Trust & Clearing Corporation, which handles settlements valued at approximately $3 quadrillion, global banking deposits across the United States and Japan worth $37.5 trillion, and annual payments processed by Visa, Mastercard, and American Express totalling $26 trillion. The tweet further noted that tokenization is a growing sector expected to represent trillions in value over the coming decade. By highlighting these institutions and markets, the tweet suggested that XRP is positioned as a settlement layer extending into multiple financial systems, beyond traditional cross-border payments. Timelines and institutional context According to the tweet, Garlinghouse’s statement that XRP could achieve this level of integration within five years should not be viewed as an offhand remark. Instead, the post suggested it reflects Ripple’s outlook on accelerating adoption timelines. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 It linked this to trends such as the tokenization of real-world assets, the growth of stablecoins, the creation of exchange-traded funds, and the development of central bank digital currencies. In this framing, XRP was described not simply as a payments solution but as infrastructure for broader institutional settlement. The tweet concluded with an emphasis on what these figures could mean for XRP holders. Even marginal market penetration was presented as potentially significant, with examples showing that a 0.1% share of global flows could imply a valuation of around $9.6 per token A 1 percent share would translate to approximately $96, while the projected 14 percent capture of SWIFT flows would imply a scenario in the hundreds of dollars per token. Diana noted that the issue is not one of speculative hype but rather of whether regulatory frameworks, banking systems, and financial networks align quickly enough to enable such levels of adoption. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP’s $943 Scenario? Ripple CEO Just Went Nuclear appeared first on Times Tabloid .
