A CEO thinks XRP is one of the most misunderstood tokens out there. Jake Claver, chief executive of Digital Ascension Group, marked his YouTube channel hitting 100,000 subscribers by talking about what might push XRP’s price higher. Related Reading: Bitcoin Finds Support At $114K, But Rally May Stall Without New Drivers Institutional Bets On XRP Backing According to Claver, Digital Wealth Partners now holds over $200 million worth of XRP. That stake shows how much confidence they have in the token’s potential. During a livestream, he pointed to the altcoin’s future role in settling tokenized assets. He believes that as more institutions adopt blockchain and tokenization, XRP could become a key link in global finance. The company isn’t only betting on price swings. It offers loans backed by crypto like BTC and XRP. Loan-to-value ratios go as high as 80% and rates sit between 13% and 16%. Claver said upcoming partnerships could cut those rates further. Reports have disclosed that the fund works alongside clients’ trusted advisers, blending traditional wealth services with crypto options. Claver talked about how his firm helps clients who manage IRAs and 401Ks. He said Digital Wealth Partners acts as an extension of existing advisory teams rather than replacing them. That mix of legacy finance and digital assets is meant to guide people through both sides. For Claver, XRP remains at the center of that plan because its design fits institutional transactions. The Email Analogy For Payments Claver compared XRP’s role to early email systems. Back then, users needed the same provider to send and receive mail. Today, thanks to standard protocols, any email can reach any inbox, and mostly for free. He thinks XRP could do something similar for digital payments, bridging different apps and banking systems across borders. He said real-world use like that will force a fresh look at XRP’s value once big players catch on. Of course, getting major banks to agree on the same standard and meeting strict KYC and anti-money laundering rules are two hurdles that can’t be ignored. XRP Price Trajectory Based on analysis, the biggest price trigger for XRP may come in mid-August 2025, when the US Securities and Exchange Commission is expected to clarify the altcoin’s status. A positive outcome could spark a rally. A delay or mixed guidance might send prices down. Claver isn’t alone in watching this calendar. Paul Howard, Director at Wincent, said US rate changes possibly arriving in September could shift market sentiment. Related Reading: Crash Incoming? Kiyosaki Warns Of ‘August Curse’ And Reveals His Bitcoin Buy Zone Cheap money would hunt for yield, and tokens with solid use cases could see supply squeeze and sharp gains. Right now, risk-on vibes across crypto are steering flows into majors like BTC and ETH before altcoins get a look. Looking ahead, XRP’s performance will hinge on real adoption, clear rules and the bigger economic picture. If Claver’s vision plays out, XRP could shape next-gen payment rails. If regulatory delays or compliance snags dominate, investors may need to hedge or dollar-cost-average their positions. Either way, reports show that XRP’s path won’t be a straight line. Featured image from Unsplash, chart from TradingView
