Crypto commentator BankXRP (@BankXRP) has shared a significant update for the XRP community. He posted an image of a letter from Teresa Goody Guillén, former SEC litigation counsel and current partner at BakerHostetler. He emphasized the letter as a massive victory for the XRP army, noting that it clarifies key legal points about digital assets. The letter directly addresses the SEC Crypto Task Force. It responds to a Ripple communication dated January 9, 2026 . Goody Guillén confirms her agreement with Ripple’s position regarding the legal status of XRP. BankXRP highlighted her statement, showing clear alignment with Ripple’s arguments on speculative interest versus securities law. Big Moves for $XRP The latest from Teresa Goody Guillen (Partner at BakerHostetler and former SEC litigation counsel) is a massive win for the #XRPCommunity ! In her letter to the SEC Crypto Task Force, she makes it crystal clear: Speculation is not a security. Why this… pic.twitter.com/icb8ymuhTy — 𝗕𝗮𝗻𝗸XRP (@BankXRP) January 29, 2026 Clarifying the Legal Position In her correspondence, Goody Guillén challenges the SEC’s “passive economic interest” argument. She specifies that holding XRP does not create an investment contract with Ripple simply because investors anticipate price appreciation. This distinction is central to Ripple’s defense strategy and has been a point of contention in previous SEC assessments. Her letter provides context from her prior research on digital asset market structures. She explains that her work was cited in the Ripple letter to clarify misunderstandings and emphasizes that no single factor should determine regulatory outcomes. Her analysis focuses on economic abstraction factors, supporting the view that XRP ownership alone does not constitute a security transaction. Support for Digital Value Instruments Goody Guillén references the Digital Value Instruments (DVI) framework, which Ripple has been promoting as a regulatory approach for digital assets. By agreeing with Ripple’s assertion, she reinforces the legal position that XRP holders are not automatically participants in a security contract . The letter also includes supporting documents. These contain proposed market structure legislation, a summary of her evolving methodology, and a speech delivered at Carnegie Mellon explaining her approach. The materials illustrate the historical context of regulatory frameworks and their application to digital assets like XRP. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Impact on XRP and the Market This development is being interpreted as a strong endorsement of Ripple’s legal and operational approach. By confirming that speculation alone does not trigger securities regulation, Goody Guillén provides legal clarity. BankXRP notes that this signals a shift toward clearer regulatory standards in digital asset markets. Outlook for XRP XRP supporters have welcomed the letter as confirmation of the asset’s legal standing . The community sees this as a reinforcement of Ripple’s ongoing efforts to distinguish XRP from securities. BankXRP noted that major legal voices are siding with clear definitions and structured frameworks. The letter marks a crucial moment for the XRP ecosystem. BankXRP stated, “The era of regulation by enforcement is crumbling.” Legal clarification from recognized experts helps solidify market confidence and supports ongoing XRP adoption efforts. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Former SEC Lawyer Affirms Ripple’s Position on XRP appeared first on Times Tabloid .
