Crypto researcher SMQKE reported that the success of the United Kingdom’s Faster Payments system is beginning to influence international payment modernization strategies. The Faster Payments framework, which has been established for years in the UK, is being used as a reference point for replication and export to other regions. According to SMQKE, Thailand has already begun adopting elements of this system, positioning the UK model as a template for other countries that seek to implement near-real-time payments. The post highlighted that Faster Payments is no longer seen as a domestic achievement but as a structure adaptable to foreign financial environments. U.S + U.K + Ripple https://t.co/SWxj0ZHuhU pic.twitter.com/4xHDAsKITg — SMQKE (@SMQKEDQG) September 22, 2025 Developments in the United States and the Philippines In discussing the United States, SMQKE referenced two parallel efforts. The first was FedPayments, a project designed to advance real-time settlement across the American financial system. The second was the role of Ripple , identified as a participant within the U.S. payments space working toward the same broader goal of faster and more efficient transactions. These examples were presented as indicators that the U.S. has multiple active avenues aimed at upgrading its infrastructure, though they advance at different speeds. SMQKE also drew attention to the Philippines, where a blockchain-based e-Peso initiative is under development. Unlike the UK or U.S. projects, the e-Peso is notable for its foundation in distributed ledger technology, marking a divergence in technological approach. This project, while innovative, remains in early phases both in regulatory definition and public adoption. By placing the Philippines alongside the U.S. and UK, SMQKE’s post highlighted that countries at different stages of financial development are pursuing near-real-time systems through their own frameworks. Commentary on Financial Structures and Regulation SMQKE included remarks from a user identified as Flower, who emphasized that national financial structures and regulatory systems strongly affect progress. Flower stated that while FedPayments in the United States represents a clear effort, its pace of implementation has been relatively slow compared with other international initiatives. Regarding the e-Peso, Flower pointed out that despite its innovation, the project is constrained by limited regulatory clarity and low levels of integration into everyday financial use. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 These comments reinforced the point that while multiple countries are working toward the same outcome of faster settlement, their domestic conditions determine the speed and scope of success. Global Expansion and Ongoing Challenges The post underscored that near-real-time payments are not progressing along a single technological or institutional model. SMQKE presented the UK’s Faster Payments, the U.S. combination of FedPayments and Ripple , and the Philippines’ e-Peso as examples of different strategies being applied toward the same end. The export of the UK’s system to Thailand further demonstrated that established solutions can be transferred when regulatory and operational conditions are in place. Taken together, SMQKE’s post outlined an international pattern in which faster payment systems are being pursued with growing intensity. However, the examples also showed that challenges remain in terms of regulatory approval, integration into financial infrastructure, and user adoption. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Role of Ripple (XRP) With U.S. FedPayments Solution Gets Major Acknowledgment appeared first on Times Tabloid .
