Cryptoinsightuk (@Cryptoinsightuk), a well-known crypto analyst, recently shared his perspective on the connection between SWIFT, Ripple, and the ongoing evolution of blockchain-based settlement. His comments came after reports that SWIFT is building a blockchain ledger with over 30 banks using Consensys. In response, he considered how Ripple’s path since the conclusion of the SEC lawsuit may intersect with the shifts now underway in the global payments space. The analyst suggested that the timing of recent developments deserves attention. He noted that Brad Garlinghouse, Ripple’s chief executive, for the first time stated that Ripple is aiming to capture 14% of SWIFT’s volume . Shortly after this, SWIFT began speaking publicly about the importance of blockchain in its future settlement models. To him, the sequence did not appear to be a coincidence. If we in the $XRP community are right that Ethereum, ConsenSys, and even Gensler had something to do with the SEC lawsuit against Ripple, and now we see ConsenSys potentially building with SWIFT, doesn’t it make sense to consider two possibilities? First, SWIFT may have realized… https://t.co/eOhbBtgZwq — Cryptoinsightuk (@Cryptoinsightuk) September 29, 2025 Ripple’s Potential Approach According to Cryptoinsightuk, one possibility is that SWIFT had recognized the need for a distributed ledger technology to enhance its system. He speculated that Ripple and SWIFT may have previously engaged in discussions and that Ripple could have declined any form of partnership or acquisition. If this scenario were accurate, Ripple’s decision might reflect a deliberate strategy to remain independent and directly compete with SWIFT. Meanwhile, SWIFT’s latest deal could be an attempt to soften the blow when XRP enters the market. He also argued that the SEC lawsuit against Ripple could have reinforced that approach. Rather than seek integration with legacy networks, Ripple may have positioned itself to stand as a challenger. This path would align with Garlinghouse’s stated goal of securing a significant share of global payment flows. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Outlook for Ripple and XRP The analyst also commented on the shifting perception of SWIFT. He observed that Russia is unlikely to ever return to the system, even if relations with the U.S. improved. From his perspective, this refusal highlights how geopolitical disputes have reduced confidence in SWIFT’s neutrality. Other nations, he said, are closely monitoring these dynamics. China’s Cross-Border Interbank Payment System exists as an alternative, but as Cryptoinsightuk pointed out, it lacks the global liquidity to operate as a truly dominant network. This environment creates a gap that Ripple could fill by providing settlement services through XRP across corridors where trust in SWIFT has eroded. In doing so, XRP could establish itself as a neutral bridge asset , gradually building liquidity and extending its global role. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post SEC Lawsuit Against XRP: SWIFT’s Latest Deal Brings Two Possibilities to Light appeared first on Times Tabloid .
