Expert Says Claim That Institutions Will Replace XRP With Their Own Blockchains Is One of the Worst Takes An influential XRP community figure has pushed back against claims that large financial institutions would replace the XRP Ledger (XRPL). Vet, a dUNL validator on the XRP Ledger, took to X to mock the argument that some critics make about XRPL, particularly the claim that big institutions will ignore XRPL. Visit Website