Experts are turning their attention toward Mutuum Finance (MUTM) , calling it one of the best cheap crypto assets under one dollar. The project has already attracted a strong community of investors who see long-term value in its ecosystem. The token price has reached $0.035 in Phase 6 after starting at just $0.01 in Phase 1, marking a 3.5× value gain so far. With only 40% of the supply left before the price climbs to $0.04, interest from value-seeking investors is growing rapidly. Building a true earning network Mutuum Finance (MUTM) has already generated around $16.9 million in its ongoing presale. More than 16,800 holders are participating, showing strong early trust in the project. The next phase will bring a 15% increase to $0.04 per token. Investors tracking crypto charts are watching this closely, viewing it as one of the rare undervalued opportunities before the token lists on exchanges at 0.06. Mutuum Finance (MUTM) will power a full Peer-to-Contract model. It will let users lend digital assets such as BTC, ETH, or stablecoins into audited pools that power on-chain borrowing. These smart contracts will ensure that deposits, loans, and repayments happen automatically. For example, a lender who contributes $5,000 in BTC will receive mtBTC tokens representing their share of the pool. These mtBTC tokens will also earn interest over time. With an average 15% yearly return, that user will gain about $750 in profit while maintaining full control of their funds. This system will make investing in crypto simpler and more rewarding for both beginners and experienced users. Borrowers will also benefit from transparent and fair rules. Someone who deposits $1,500 worth of SOL as collateral will be able to borrow up to 75% of its value, or $1,125. This borrowed amount can be used for trading or staking activities without selling the original SOL. The loan will stay overcollateralized, meaning the borrower will always have more value locked than borrowed. Mutuum Finance (MUTM) will apply strict Loan-to-Value ratios to manage risk. Stable assets like ETH will have higher LTVs near 75%, while more volatile assets will stay between 40 and 60%. When the collateral value drops below safety levels, automatic liquidations will begin to restore balance. This process will keep the system stable while protecting lenders’ capital. The platform will also introduce a Peer-to-Peer segment for riskier tokens. Users will directly set terms for assets like FLOKI or other meme coins. They will decide on loan durations and interest rates, allowing for more flexibility. These isolated P2P deals will offer higher returns to lenders who accept the extra volatility, making Mutuum Finance (MUTM) suitable for both conservative and adventurous investors. Mutuum Finance shared that it is developing a new platform for crypto lending and borrowing. The first version, named V1, is planned to launch on the Sepolia Testnet in late 2025. It will have key features like a liquidity pool, mtToken, debt token, and a liquidator bot to make sure everything works smoothly. At the start, users will be able to lend, borrow, and use ETH or USDT as collateral in a simple and secure way. Security, liquidity, and investor rewards Liquidity will remain a key strength of Mutuum Finance (MUTM). The system will ensure that liquidations are executed instantly to avoid value loss during market drops. The protocol will also include a Stability Factor to track every collateral ratio and prevent bad debt. This structure will make it easier for users to lend or borrow without facing liquidity shortages. Security will stay at the centre of development. Mutuum Finance (MUTM) has already gone through a full CertiK audit that included Manual Review and Static Analysis. The Token Scan Score stands at 90, while the Skynet Score is 79. Alongside this, a 50,000 USDT Bug Bounty Program will reward ethical hackers who report issues. The top reward for a critical bug will reach 2,000 USDT. This focus on security will help users trust the ecosystem as it prepares for launch. To encourage early participation, the project also runs a $100,000 giveaway for its supporters. Ten winners will receive 10,000 worth of MUTM tokens each. This community incentive shows how Mutuum Finance (MUTM) values early investors and builds engagement through rewards. The user dashboard brings a modern and gamified experience. Investors can connect their wallets to track holdings. It includes a Top 50 Leaderboard that highlights major contributors and grants bonus rewards in MUTM tokens. People are also talking about the math behind the investment. People who bought in Phase 1 at $0.01 have already seen their investment grow by 3.5x in value at the current price of $0.035. When the listing hits 0.06, their profits will go up to 6X. With listings on prominent exchanges like KuCoin and Coinbase, trading demand is likely to surge quickly. As more people stake mtTokens and gain MUTM through buybacks, the market will have less demand, and prices will go up. Some analysts say that this is the last chance to buy at a low price before the next phase starts. There are just 40% of the current phase left, so every new customer has an opportunity to get tokens before the price goes up by 15% to $0.04. Mutuum Finance (MUTM) is a powerful and economical solution for long-term holders who want to invest in crypto that has real-world uses. It has a mix of verified safety, actual income potential, and community benefits that make it one of the most attractive projects on the market right now. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Experts hint MUTM at $0.035 could be the best cheap crypto to buy, 40% supply left for 15% gain appeared first on Invezz
