Recent conversations within the digital asset community have been marked by speculation surrounding a possible connection between Ripple and SWIFT , the global payments messaging network. Such a prospect has generated heightened interest, as it touches on one of the most debated areas in the future of cross-border settlements. Bale (@AltcoinBale), a well-known crypto figure on X, posted that his sources informed him Ripple is close to reaching an agreement with SWIFT. He called the situation “BREAKING” and urged followers to take notice. While the claim remains unconfirmed, its meaning is clear. If true, Ripple’s technology could play a role in modernizing SWIFT’s international payments framework. For XRP, the native digital asset tied to Ripple’s operations, integration into a global standard for banking transactions would mark a turning point in real-world adoption . BREAKING My sources are telling me RIPPLE is close to an agreement with SWIFT for cross border settlements. Lock the fuck in right now. — BALE (@AltcoinBale) September 20, 2025 Why It Would Benefit XRP XRP has long been positioned as a faster, cheaper, and more scalable alternative to legacy systems used to move money across borders. Traditional SWIFT processes rely heavily on correspondent banks, manual reconciliation, and settlement times that can stretch to several days. Ripple CEO Brad Garlinghouse has previously called SWIFT’s system outdated , and the costs associated with those delays often fall on businesses and individuals trying to move money globally. By contrast, XRP transactions settle in seconds, with much lower fees, and function on a decentralized ledger without reliance on intermediaries. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 If SWIFT were to adopt Ripple’s technology and integrate XRP, the partnership could help transition the network from its decades-old infrastructure into a new phase of efficiency. For SWIFT, the benefit would be the ability to maintain its central role in the global financial system while addressing long-standing criticisms of slow speed and high cost. For XRP, it would provide unprecedented validation as a digital asset capable of scaling to meet the demands of global finance. Will XRP Replace SWIFT? Supporters of XRP have always argued that integration with SWIFT or a total overhaul would represent the kind of adoption long-awaited by the digital asset community. While some questioned Bale’s claims, many approved of this potential development. These reports are currently unconfirmed. XRP has sufficient liquidity, offering fast and cheap transactions, which could bring the global cross-border payments system into a new age. However, at press time, there is no indication that both parties are collaborating. Follow us on X , Facebook , Telegram , and Google News The post Pundit to XRP Investors: Ripple Is Close to an Agreement With SWIFT appeared first on Times Tabloid .
