Japan’s SBI Shinsei Bank and SBI Securities have announced the launch of “SBI Hyper Deposit,” a new settlement-only deposit service designed to automate fund transfers between banks and securities accounts. Crypto Eri (@sentosumosaba), a well-known figure in the XRP community, posted on X about the development, which is scheduled to begin on September 24, 2025. The service will enable customers to seamlessly move money between SBI Shinsei Bank and SBI Securities, offering a higher interest rate than existing ordinary deposits at SBI Shinsei Bank. This marks an incremental shift toward deeper integration of traditional banking systems with digital finance solutions. "SBI Hyper Deposit" @sbigroup Shinsei Bank will now promote $XRP in collaboration with @sbivc_official to credit actual XRP to participants' exchange accounts. This ties traditional banking + crypto Nice way to leverage SBI's @Ripple investment. Go Go Go… pic.twitter.com/XUldnqGdJl — Crypto Eri ~ Carpe Diem (@sentosumosaba) September 18, 2025 The XRP Connection Crypto Eri emphasized the direct link between the new deposit service and XRP-based rewards. According to the official announcement, SBI Shinsei Bank plans to implement a variety of measures, including giving XRP exchange coupons to customers who set up an SBI Hyper Deposit account. By linking a conventional financial product to a cryptocurrency incentive, SBI adds a new dimension to its long-standing support of XRP and introduces the market to a broad range of new users, potentially increasing its adoption and price. Automated Transfers and Higher Yields According to the announcement, the SBI Hyper Deposit is an ordinary deposit that automates fund transfers between two SBI entities. It includes a Fixed-Amount Automatic Transfer Service, allowing customers to schedule recurring transfers from their regular accounts to the Hyper Deposit account. The product’s interest rate of 0.42% per annum (before tax) exceeds SBI Shinsei Bank’s current maximum rate on ordinary deposits of 0.40%, providing an additional incentive for customers to adopt the new service, which supports XRP. Automating these functions also reduces friction for clients who invest through SBI Securities. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Reinforcing XRP’s Position Through Incentives SBI’s decision to reward customers with XRP exchange coupons reflects its ongoing collaboration with Ripple and its commitment to driving real-world utility for XRP within Japan’s financial ecosystem . This approach could help normalize the use of digital assets among customers who primarily interact with traditional bank products. XRP’s adoption is growing rapidly in Japan , and by integrating XRP incentives into a mainstream deposit service, SBI introduces the asset to a larger base of everyday savers and investors, thereby potentially increasing interest and familiarity with the token. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post SBI Ties XRP to Banking Systems in Japan With This New Product appeared first on Times Tabloid .
