Crypto researcher SMQKE has released a detailed presentation outlining what he describes as verifiable proof that XRP is already integrated into the global banking infrastructure. In a tweet, SMQKE emphasized that the evidence presented is not speculative, but fully documented, demonstrating how XRP, through Ripple’s Interledger Protocol (ILP) and ISO 20022 compliance , is embedded in systems that move trillions of dollars daily. A video accompanying the tweet featured both SMQKE and Jesse as they walked through the evidence step by step. XRP’S INTEGRATION INTO THE REGULATED BANKING ECOSYSTEM—POWERED BY ISO 20022 AND RIPPLE’S INTERLEDGER PROTOCOL—REVEALED FOR THE FIRST TIME Not clickbait. This video presents verifiable evidence that XRP is already embedded in the global banking infrastructure that moves… pic.twitter.com/oihhycP0Qj — SMQKE (@SMQKEDQG) September 12, 2025 Evidence of XRP’s Integration In the video, Jesse introduced SMQKE as the lead presenter, highlighting that the research provided the strongest confirmation yet of XRP’s role in the banking system. SMQKE explained that by the end of the session, viewers would have a clear understanding of XRP’s place within regulated finance. He stated that his findings were presented directly from source documents to eliminate speculation. According to the presentation, Ripple’s Interledger Protocol functions as the foundation of this integration. First proposed in 2012, ILP enables interoperability between blockchains and traditional financial ledgers. SMQKE described ILP as essential for banks because it provides transaction scalability, privacy, and interoperability at levels required for institutions that process trillions of dollars per day. He further noted that ILP enables RippleNet, Ripple’s payment network, to operate at scale, with XRP used as the liquidity mechanism. Role of ISO 20022 in Banking Standards The researcher linked Ripple’s ILP with ISO 20022, the international standard for financial messaging that is replacing the older SWIFT system. He explained that ISO 20022 provides a universal language for financial institutions, allowing seamless communication and settlement. According to his findings, XRP is among a small group of ISO 20022-compliant digital assets, making it positioned for integration into global payment systems. SMQKE cited documents from Standard Chartered Bank, which explicitly list XRP as a native ISO 20022 token. The presentation also highlighted that RippleNet and XRP provide banks with faster and cheaper cross-border settlement compared to traditional methods. This compliance with ISO 20022 ensures that banks adopting the new messaging standard can easily connect with Ripple’s infrastructure and leverage XRP for liquidity advantages. International Finance Bank A significant portion of SMQKE’s evidence came from the International Finance Bank (IFB). He demonstrated that IFB has adopted Ripple’s Interledger Protocol as a cornerstone of its cross-ledger strategy. Documents from the bank confirmed that ILP and RippleNet are part of its payment infrastructure, with specific references to XRP liquidity being used when it offers foreign exchange advantages. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 According to the presentation, IFB’s system integrates ISO 20022 messaging with ILP-based rails, supporting near-instant settlement and ensuring compliance with global regulatory standards, including Basel, FATF, and EU sanction requirements. SMQKE pointed to IFB’s roadmap, which already lists RippleNet and XRP as operational options for payment pathways. SMQKE stressed that Ripple has already established extensive coverage across the financial sector, with RippleNet reportedly covering 90 percent of the global foreign exchange market and partnerships with over 100 banks. This widespread adoption, he argued, positions XRP to serve as a bridge asset once its market capitalization and liquidity reach sufficient levels. He concluded by stating that XRP integration into ISO 20022-compliant pipelines is a long-term strategy to address liquidity challenges in the banking system. Once XRP’s market cap is high enough, banks could rely on it as an on-demand liquidity solution for cross-border payments. SMQKE maintained that this evidence shows a direct pathway for XRP’s usage within the global financial system, fully aligned with regulatory standards and supported by established banking institutions. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Here’s What Is Revealed for the First about XRP and Global Banking appeared first on Times Tabloid .
