HighVibeAssets recently drew attention to Ripple’s growing presence in the U.K. and Europe, highlighting the company’s alignment with instant payment systems and settlement infrastructure upgrades. For XRP holders, this expansion is being hailed as a milestone that could boost adoption of Ripple’s technology and drive real-world demand for XRP. Modernization of European and U.K. Payment Systems Across Europe, the financial landscape is undergoing a major transformation. The European Central Bank has long pushed for instant payments, and the SEPA Instant Credit Transfer scheme now enables euro transactions to settle in under ten seconds across participating countries. This initiative aims to reduce friction in cross-border payments and is steadily gaining adoption among payment providers. In the U.K., the Faster Payments Service (FPS) has already established itself as a key player in instant settlement, processing 3.4 billion payments worth £2.6 trillion in 2021, reflecting a 24% increase from the previous year. #Xrp holders this is MASSIVE #Ripple operation WORLD WIDE in the U.K. laying the infrastructure for instant payments Working with the #SEPA Instant Credit Transfer system = $2.6 TRILLION PER DAY. #ISO20022 #RTGS The Demand for #Xrp is climbing pic.twitter.com/8qSM7ZncZ2 — HighVibeAssets AlgoPearRich (@HighVibeAssets) August 20, 2025 Alongside FPS, the Bank of England is modernizing its Real-Time Gross Settlement (RTGS) system and integrating ISO 20022 messaging standards. These upgrades are designed to make payment systems more efficient, interoperable, and globally connected. Ripple’s Strategic Role in Instant Payments Ripple’s On-Demand Liquidity (ODL) solution is positioned to take advantage of these modernization efforts. By using XRP as a bridge asset, ODL removes the need for pre-funded accounts in cross-border payments, allowing financial institutions to free up working capital and settle transactions instantly. This directly complements the goals of both SEPA and FPS, where liquidity and speed are paramount. HighVibeAssets emphasized that Ripple’s infrastructure aligns with the broader push toward instant settlement, particularly within systems capable of processing trillions of dollars daily. With real-time payments gaining traction globally, Ripple’s technology offers a way to connect fragmented financial systems and reduce costs for institutions handling high volumes of transactions. Recent Developments Strengthening Ripple’s Footprint Ripple has also been securing partnerships that tie directly into Europe’s payment ecosystem. A notable example is its collaboration with London-based fintech OpenPayd, aimed at building scalable payment and stablecoin infrastructure to support cross-border flows. This partnership, alongside Ripple’s established network of global financial institutions, demonstrates the company’s intent to integrate more deeply into instant payment frameworks. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 These moves reflect Ripple’s broader strategy of embedding its solutions into regions undergoing rapid settlement upgrades. As instant payment adoption accelerates, Ripple’s technology becomes increasingly relevant for financial institutions seeking to remain competitive. Implications for XRP Holders For XRP holders, the significance of Ripple’s expansion lies in the potential demand for XRP as a bridge currency. If payment providers and banks integrate Ripple’s ODL into their operations, the need for XRP liquidity could rise substantially. However, it is important to note that widespread adoption depends on regulatory clarity, commercial agreements, and the willingness of financial institutions to adopt crypto-enabled payment solutions. HighVibeAssets’ observation underscores why Ripple’s role in Europe and the U.K. is viewed as “massive” for XRP holders. Infrastructure upgrades such as SEPA, FPS, and RTGS modernization lay the groundwork for faster, more efficient settlement. Ripple’s alignment with these developments places it in a strong position to capture market share in the evolving payment ecosystem, potentially translating into sustained utility-driven demand for XRP. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Crypto Founder Says This Ripple’s Expansion Is Massive for XRP Holders appeared first on Times Tabloid .
