Dogecoin (DOGE) remains in the limelight with its speculations of reaching $1. But most analysts have their eyes on Mutuum Finance (MUTM) as the next crypto to hit $1. This is because MUTM is offering a low entry point and actual DeFi use cases. Currently, MUTM is in Phase 7 of its presale at $0.04, having risen significantly from its initial $0.01. It has managed to raise almost $20 million and has over 18,850 unique holders. It is developing a decentralized lending and borrowing platform. Analysts believe that as MUTM’s adoption grows, the token may hit $1 quicker than DOGE, making it the best cheap cryptocurrency to buy. Dogecoin (DOGE): Cooling Before Next Move Dogecoin (DOGE) has already rid itself of excess liquidity and is currently in a strong consolidation phase, maintaining strong support levels. Such market structure is usually seen before a strong breakout phase because the market is creating a strong foundation for future volatility that will drive the prices upwards. Although Dogecoin is considered a strong meme coin that is widely known in the market, it is limited in terms of potential when compared to Mutuum Finance. MUTM Presale Momentum The presale for Mutuum Finance has received tremendous momentum with over 18,850 participants and close to $19.85 million raised. The price for Phase 7 tokens has been set at $0.04, the lowest possible price during the presale, followed by Phase 8 at $0.045 and then public trade at $0.06. With the potential return on investment of 5,000%, the value of MUTM’s token will be approximately $2, making a small investment of $200 worth over $10,000. Even before then, the anticipated price for the launch of the project at $0.06 provides tremendous potential for those who get in early. Specifically, an investment of $200 could yield a return of $100 even before the token goes live in the exchanges. Early entry allows for strategic plays of the sort seen in those who invested in Dogecoin in its early stages, making MUTM a DeFi crypto that should be at the top of the list of coins to watch in 2026 as the next crypto to hit $1. MUTM Liquidity Mining & Incentives Explained Liquidity is the lifeblood of Mutuum Finance’s lending and borrowing functions, and the platform actively promotes its use by offering MUTM token rewards to lenders and borrowers. The token rewards allow for better yields for lenders and more competitive borrowing rates, where 10% of the total token supply is dedicated to liquidity mining. An individual supplying $1,000 USDC to a P2C lending pool earning 8% APY can earn an extra 4% APY in MUTM token rewards, effectively earning 12% APY. The borrowing function is not left out. An individual borrowing $3,000 USDC at 8% APY can earn an extra 3% APY in rebates in MUTM tokens, effectively reducing borrowing costs. This makes MUTM one of the best cheap cryptocurrencies to buy in 2026 for investors seeking strong DeFi utility. MUTM Buyback and Redistribute The buy and redistribute mechanism of Mutuum Finance takes a portion of the protocol’s revenue and rewards long-term contributors via staking. To do this, revenue sourced from borrowing costs, interest spreads, liquidations, and reserve contributions will be used to purchase MUTM tokens on the market, which will then be distributed to qualified participants, who mainly consist of those who have mtTokens staked in the safety module. For instance, someone who contributes 0.8% of all staked mtTokens will receive $1,000 if the project allocates $125,000 to buybacks. Although Dogecoin is a well-known meme coin that has not had much structural development, MUTM has the potential for early-stage usability, a strong presale, and actual DeFi functions that could propel the cryptocurrency to a substantial price increase. Currently, the MUTM token in Phase 7 is priced at $0.04, has liquidity mining rewards, and has a buy-and-distribute scheme, offering both short-term gains and potential for growth in the future. For an investor searching for the next crypto to hit $1 or the best cheap cryptocurrency to buy, MUTM has the potential to offer the best of both in 2026. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
