One thing that early Shiba Inu and Dogecoin investors who bought early have in common is the huge gains they made as SHIB and DOGE soared. Most of these investors are now taking a keen interest in Mutuum Finance (MUTM) , a DeFi crypto that has entered Phase 7 of its presale and is valued at $0.04. MUTM is developing a lending and borrowing platform that aims to create actual on-chain demand through the use of borrowing and staking functionality. It is being considered the top crypto to buy by many investors who are looking to capture the same kind of asymmetric upside as SHIB and DOGE when they first launched. From Meme Coin Millionaires to Utility Hunters In 2021, the price of Shiba Inu (SHIB) increased by over 1,000,000% while Dogecoin (DOGE) pumped 10,000%. But in both instances, the underlying assets had no real-world use cases, and once the hype died down, SHIB fell by well over 95% from its peak while DOGE fell by more than 80%. Investors who bought these tokens early still managed to make millions. These investors are now turning to Mutuum Finance as the DeFi crypto shows similar potential but with a utility focus. Presale Phase Rewards Early Adopters Mutuum Finance has structured their presale in an approach, whereby the plan benefits those who participate earlier in the presale. From the presale prices of $0.01 to the current price of Phase 4, priced at $0.04, MUTM has recorded 300% growth. The presale will usher in higher prices in the upcoming phases, which makes buying today important for investors seeking huge returns. The project has raised over $19.8 million and attracted more than 18,800 different investors. Market Interest & Whale Activity The presale has also attracted the attention of retail participants, as well as large accounts, which goes to prove that the level of confidence in the project remains high. One whale who was early in Dogecoin and Shiba Inu has for instance put $105,000 into the presale. This is a strong vote of confidence in Mutuum Finance as the 2026 bull run draws closer. It also indicates that MUTM has gotten more visibility, which is why it has been identified as one of the cryptos to buy now. MUTM has a fixed total supply of 4 billion tokens. There will be no minting of new tokens to dilute the market, thus giving MUTM a degree of scarcity. Of the 4 billion tokens, 1.82 billion has been set aside for early investors via the ongoing presale. Over 850 million of these tokens have already been bought up by investors. Infrastructure & Price Discovery For the prices to be accurate and updated, the Mutuum Finance system makes use of Chainlink oracles, which validate the prices of the tokens in highly liquid currencies such as USD, ETH, and AVAX. For example, a user can deposit 10 ETH as collateral when ETH is $2,000, giving $20,000 in total value. Using Chainlink’s price feeds, Mutuum Finance could then allow this investor to borrow $14,000 at a 70% LTV ratio. If ETH drops to $1,500, the collateral falls to $15,000, raising the loan-to-value ratio. Accurate, real-time pricing is essential to prevent risk, especially during volatile markets. Mutuum Finance works with fallback oracles, aggregation feeds, and on-chain data to ensure that the prices are always updated regarding the assets’ collateral, risk management, and liquidation. This makes Mutuum Finance the best cryptocurrency to buy now. Why Investors Are Taking Notice With its early-stage presale investment model, functional DeFi crypto platform, concept of scarcity, and comprehensive infrastructure, Mutuum Finance has tremendous ROI potential. Unlike Shiba Inu and Dogecoin, the new DeFi crypto offers a strong utility focus and sustainable price drivers. Whale participation further cements the token as the best crypto to buy now. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
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