With the crypto market preparing to enter what many analysts regard as the pre-bull run accumulation phase, investors are in full throttle trying to find the best crypto to buy in the near future before the market prices start soaring across the board. Traditionally, initially taking over positions in high utility projects has resulted in outsize returns when the market becomes bullish. A new token in the DeFi crypto sector that is gaining increased interest is Mutuum Finance (MUTM) , a project that has seen consistent developments during the presale, open development, and one that has a novel revenue structure. Momentum and Presale Progress Mutuum Finance presale numbers indicate a steady rise in numbers and have seen a solid investment by both the retail and institutional investors. It is currently in Phase 6 at $0.035 at a 250% increase of the original price when the presale commenced in early 2025. Up to now, the amount raised is $18.7 million, and the number of holders is exceeding 18,000 and the number of tokens sold is 796 million. Out of this 4 billion amount of supply, 45.5% (or about 1.82 billion tokens) have been set aside to the presale. Phase 6 is already more than 86% sold out and it is evidenced that there is a growing momentum in buyers predicting that the price would start to rise towards the actual launch price of 0.06. Mutuum Finance has also implemented the 24-hours leaderboard where the top performer in a day receives $500 in tokens of MUTM, which maintain the presence of the investor on an active loop around the clock. Recently this project has announced that investors will now be able to purchase MUTM directly with the card and do not have any purchase restrictions which has made it much easier to access by the new entrants in this critical stage. What Mutuum Finance Is Developing Mutuum Finance (MUTM) is a decentralized and borrowing/lending protocol aimed at streamlining crypto markets and improving their transparency. The platform automated transactions involving lenders and borrowers with the help of smart contracts and eliminated the need to have centralized intermediaries. The main components of this system are the mtTokens which are issued 1-1 with assets being deposited in the protocol. These tokens grow in yield automatically in line with the position of the user in the lending pool. In addition, the part of Mutuum buy-and-distribute model is designed to sell a portion of the revenue of the platform as purchasing MUTM in the open market which is further redistributed to those who stake mtTokens in the safety module. This generates platform-based natural token demand. One key emphasis of focus has been since the inception of the project has been on security. Mutuum Finance is among the companies that effectively underwent a CertiK audit with a high of 90/100 Token Scan rating. Stablecoin and Oracle Plans The roadmap of Mutuum Finance implies the implementation of the USD-pegged stablecoin that will be minted and burned as it becomes necessary. This system makes the project more sustainable because the lending activity is linked to the constantly existing demand of the token that may have its native counterpart in the market. To ensure the correct price data in the management of collateral and loans, Mutuum Finance will use degenerated oracles: Chainlink (at least), fallback and aggregated data streams to ensure further precision. These will make sure that they have accurate valuations in volatile markets and this is essential to safeguard a liquidity position and avoid unwarranted liquidations. It is the opinion of analysts that these kinds of innovations may see MUTM grow by 5x to 7x when the industry cycle recovers and when DeFi lending activity increases. Others note that Mutuum is designed to be similar to the initial designs of the leading DeFi actors such as Aave at significantly lower entry value. V1 Take Off and Emerging Expectation In an official statement on X , it is intended that Mutuum Finance will roll out its V1 testnet in Q4 2025 on Sepolia network. The said version will launch the Liquidity Pool, mtTokens, Debt Tokens and the Liquidator Bot, which will be one of the biggest milestones to the operational roll-out of the protocol. The first backed assets will be ETH and USDT to lend, borrow, and use as a collateral, both of which are selected due to their high level of liquidity and reliability. Such a measured course of action enables Mutuum Finance to work on stability where it can expand to more assets and chains at later stages. V1 testnet will hopefully be a milestone to the project, as it will show a real functioning state before the mainnet. In the case of pioneer purchasers, the phase can be considered the departure of a concept-based valuation to a product-supported valuation. Phase 6 Acceleration and Whale Interest Large buyers are now beginning to accumulate with Phase 6 over 86% allocated, and before the price rises further. The community reports that there have been numerous allocations of whales of over $100,000 in a single day, just to mention a few, showing an increased institutional interest. This boom is also partially fueled by the tokenomics and on-screen growth that is transparent and open at Mutuum and contrasted with a typical presale token. The open communication of the protocol has been demonstrated by verified and X updates and audit disclosures that have assisted in building credibility at the outset of its development. With the V1 testnet and Phase 7 price increase anxieties approaching, Mutuum Finance is coming to be considered among the potential best cryptos to purchase pre-established bull run. Its low cost of entry, easy to follow, and rewarding token economy fits the historically traditional profile of major winners in early market turnarounds. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance
