Crypto analyst AllinCrypto recently revisited a video featuring Ripple’s Chief Technology Officer, David Schwartz, in which he discussed how cryptocurrencies like XRP could one day serve as a neutral reserve currency . Schwartz outlined a scenario where global distrust between nations could lead to the adoption of a decentralized digital asset over any single country’s currency. In the video, Schwartz explained that while every major nation would like its currency to hold reserve status, only a few, such as the United States, the European Union, or China, have the economic power to sustain it. Yet, these same powers are viewed with suspicion by others, making their currencies politically difficult to accept as global standards. According to Schwartz, this geopolitical reality could eventually make countries more willing to adopt a neutral reserve asset not controlled by any government. Ripple's David Schwartz on how cryptocurrencies like $XRP could become a neutral reserve currency:"If that happens to make a bunch of cryptocurrency people rich, I don't think they're going to see that too much as a minus." pic.twitter.com/pTZ3kKk9Qc — ALLINCRYPTO (@RealAllinCrypto) October 9, 2025 The Path Toward Global Agreement Schwartz emphasized that such a shift could represent the most realistic success scenario for digital assets. As the dominance of the U.S. dollar becomes increasingly uncertain, nations may prefer a system that no one controls. When asked how global consensus could be reached, Schwartz suggested that mutual self-interest could drive agreement, especially if the alternative meant falling under another country’s monetary influence. He added that if such an outcome made cryptocurrency holders wealthy, that would be a byproduct of the transition. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 AllinCrypto’s Interpretation of Schwartz’s Vision AllinCrypto commented that Schwartz’s perspective presents a plausible case for XRP’s long-term relevance. He noted that XRP’s efficiency and liquidity could enable it to function as a bridge currency in global finance , supporting the movement of value across borders in a system independent of traditional fiat currencies. He linked Schwartz’s remarks to the ongoing discussion around the potential decline of the petrodollar system, suggesting that while the U.S. dollar may not lose its status as the dominant national currency, its role in global settlement could diminish. In that scenario, XRP could become a central tool in facilitating international trade, requiring high liquidity and driving significant market capitalization growth. Schwartz’s comments and AllinCrypto’s analysis highlight a broader shift in economic thinking. As global markets continue to evolve, the appeal of a neutral, decentralized reserve asset grows stronger. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple CTO: How XRP Could Become a Neutral Reserve Currency appeared first on Times Tabloid .
