Following Bitcoin (BTC)’s recent institutional deliveries, the market is actively searching for the next high-upside DeFi altcoin that can deliver exponential returns. Amidst this environment, Mutuum Finance (MUTM) has emerged as a top contender for investors seeking a combination of utility and growth. Currently, Phase 6 of the MUTM presale is priced at $0.035, with approximately $16.73 million raised and 55% of the 170 million token allocation already sold. The project boasts over 16,750 holders and a total supply of 4 billion MUTM tokens. Phase 7 will increase the price to $0.040, representing a 15% rise and marking the last discounted window for new participants. Recently, the Mutuum Finance (MUTM) team announced the development of its lending and borrowing protocol , highlighting the upcoming utility that will drive demand and adoption. For investors weighing whether to invest in crypto or navigating a crypto crash, MUTM presents a clear path toward high utility-driven gains, making it a compelling choice for those assessing whether crypto is a good investment in the current market. Dual lending mechanics & stable interest rate model Mutuum Finance (MUTM) has two types of loan systems to meet the needs of low-risk and high-risk markets. Peer-to-Contract (P2C) pools let people put stablecoins and other high-quality assets. They offer steady returns and help the platform get cash. Peer-to-Peer (P2P) loans are best for crypto coins like SHIB and TRUMP that are riskier or less liquid. By keeping these risky assets separate from the main liquidity pools, the protocol makes sure that all users are safe and stable while still giving risk-tolerant players high-reward opportunities. A stable interest rate plan with three main parts will be built into the platform. A higher starting rate attracts deposits at launch, an initial rate lock gives lenders peace of mind, and a rebalancing condition kicks in when the current supply goes below 90% of the hypothetical all-variable supply rate. This keeps borrowers and lenders in balance. For example, a person who deposits $18,000 USDC into the mtUSDC pool at a 1:1 ratio will earn 15% APY per year, which is $2,700. People who want to borrow money using MUTM can effectively use security; posting $1,000 ADA lets them borrow up to 75%, giving them $750 in stablecoin liquidity while keeping their original holdings. This organized method makes sure that everyone gets the same benefits and can join without taking too much risk, all while keeping the protocol’s liquidity high. Demand drivers & why $3 by 2026 is feasible Mutuum Finance (MUTM) is expected to hit $3 by 2026, which is more than 85 times higher than early Phase 1 prices. This is due to a number of important demand drivers. With Layer-2 integration and the planned beta launch, transactions will be faster and costs will go down, which will lead to more users and daily activity. The platform will use the extra money it makes from more borrowing and loans to buy back MUTM on the open market, which will keep pushing the price up. The buy-and-distribute method will make even more people want tokens. Some of the platform’s income will be used to buy back MUTM and give it to people who have staked mtTokens. This will connect protocol action directly to price support. Listings on Tier-1 exchanges on platforms like Binance will increase exposure and liquidity, which will lead to a lot of retail and institutional interest in the presale. A dashboard and Top 50 ranking will turn participation into a game, which will encourage big holders to stay and increase retention, which will increase buy pressure over time. To give you an idea of what this means for investors, someone who bought MUTM in Phase 1 at $0.01 already has a 3.5× value gain at the current Phase 6 price of $0.035. With the protocol’s roadmap, Layer-2 benefits, staking rewards, and buyback flywheel, this position is expected to grow toward the $3 goal. This shows that early adopters have a chance to make a lot of money. Mutuum Finance (MUTM) also places a strong emphasis on security and transparency. The platform underwent a CertiK audit, including Manual Review and Static Analysis, achieving a Token Scan score of 90.00 and a Skynet score of 79.00. A $50,000 USDT bug bounty incentivizes white-hat security research, with rewards ranging from $200 to $2,000 depending on severity. Additionally, a $100,000 giveaway will reward ten winners with $10,000 each in MUTM tokens. Phase 6 is already 55% sold, and the price will go up again soon for Phase 7. This means that strategic buyers only have a short time to buy at a discount. In the post-BTC delivery market, Mutuum Finance (MUTM) provides an appealing, utility-driven road for investors looking for asymmetric returns by combining dual lending mechanics, a stable interest framework, staking with buybacks, Layer-2 scalability, and expected Tier-1 exchange listings. MUTM is a high-utility, high-growth alternative that has a clear path to big upside for people who are thinking about investing in crypto during times of market volatility or who are worried about a crypto crash. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post After BTC’s delivery, market eyes crypto at $0.035 to hit $3 by 2026 appeared first on Invezz
