Bitcoin (BTC) remains the market leader, and analysts still expect it to reach around $130,000 in the coming cycle. The largest crypto asset keeps driving optimism across global markets as crypto prices turn green again. Yet, as Bitcoin (BTC) continues to rise slowly, traders are now searching for faster-moving opportunities. Many are turning their attention to Mutuum Finance (MUTM) , a new DeFi project that links real protocol use with direct token demand. BTC predictions Analysts are increasingly targeting $130,000 as the next major milestone for Bitcoin. One technical view noted BTC’s breakout above $118,000, calling it a reclaim that shifts momentum back in favor of bulls. Another analysis states that a move past $125,000 could pave the way toward $130K, assuming continued strength. Meanwhile, the lifting of ETF restrictions in the UK has added tailwinds, with $270 million in net inflows recently recorded — a signal of renewed institutional interest. Together, these technicals and flows support the narrative that $130K is a realistic target if momentum holds. Mutuum Finance (MUTM) presale gains speed Mutuum Finance (MUTM) has a total supply of 4 billion MUTM tokens. Its current Phase 6 presale has generated over $17 million so far. The current price will be $0.035, with more than 16,800 holders and 60% of the 170 million Phase 6 tokens already sold. The next phase will lift the price to $0.040, a 15% increase. With this pace, Phase 6 will close soon, and late buyers risk missing this lower entry point. The project has already completed a CertiK audit, with a TokenScan score of 90.00 and a Skynet score of 79.00. Security is further reinforced by a $50,000 bug bounty program and an ongoing $100,000 giveaway that will reward community participants. Mutuum Finance (MUTM) will merge two key lending models. Its P2C pools will handle major assets such as ETH and USDT, while P2P lanes will focus on higher-risk tokens like SHIB, DOGE, and other memecoins. Lenders will receive mtTokens, which represent their deposits and earned interest. These mtTokens will also be used for staking to earn more MUTM rewards. A live dashboard and leaderboard show user rankings, total deposits, and ROI data. The Top-50 leaderboard displays real performance and distributes bonus MUTM rewards to top participants. This transparency will encourage users to stay active and re-stake their rewards. Mutuum Finance (MUTM)’s first version, called V1, will launch on the Sepolia Testnet in late 2025. It will include simple tools like a liquidity pool, mtToken, debt token, and a liquidator bot. These features will make the system safe and smooth. At launch, users can lend, borrow, and use ETH or USDT as collateral easily. Protocol mechanics that will drive price growth The most powerful feature of Mutuum Finance (MUTM) will be its buy-and-distribute system. Revenue from lending and borrowing will be used to buy MUTM from the open market. These purchased tokens will then be distributed to mtToken stakers as rewards. This loop creates a constant cycle of demand. The flow will be simple: lending creates fees, fees fund buybacks, buybacks reward stakers, and staking increases token demand. This built-in loop ensures real and recurring pressure on the MUTM market. Another demand driver will be the beta launch and expected exchange listing that will happen close together. During the beta, users will test lending, staking, and borrowing features on the testnet. Once the live platform launches, these activities will generate visible transaction volume. When listings follow, that on-chain activity will translate into exchange trading demand, helping create stronger price momentum. Mutuum Finance (MUTM) will also launch on Layer-2 networks, making transaction costs very low. Lower fees will attract both small and large users. This efficiency will grow total value locked (TVL) on the platform, increasing fee generation and further boosting the buy-and-distribute mechanism. Each of these elements—buybacks, staking, beta activity, and Layer-2 access—will reinforce one another. The system is built to create visible yield, higher user participation, and recurring token purchases from protocol revenue. For traders studying crypto investing patterns, this structure combines the predictability of yield farming with the momentum of a growth token. Why MUTM can move faster than Bitcoin (BTC) Bitcoin (BTC)’s path to $130,000 will depend on macro trends like ETF inflows and global liquidity. That growth will take time. In contrast, Mutuum Finance (MUTM)’s value will come from direct product use and consistent buying mechanics. Each new deposit, loan, or stake on the platform will produce measurable on-chain demand for MUTM. This makes its growth cycle shorter and more responsive to user activity. It looks like the short-term setup is evident. With 60% of the presale done and the next price hike to $0.040 coming up, traders are getting ready before the listing announcements start. As the platform goes live with beta testing, things will start to move faster on the network. Mutuum Finance (MUTM) is a distinct sort of opportunity since the value of the token is directly related to how well the protocol works. Crypto prices are still going up across the board, but MUTM is a faster way to make money. Bitcoin (BTC) might take months to double, but Mutuum Finance (MUTM) wants to grow 20X faster thanks to its built-in demand engine. Traders who want to make a lot of money quickly will learn why smart money is already moving toward MUTM before the next phase starts at $0.040. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post BTC price prediction: analysts target $130K, but DeFi crypto may 20x faster appeared first on Invezz
