In 2023, Solana (SOL) delivered one of the most remarkable rallies in crypto history. It went from being considered a secondary project to becoming the centerpiece of retail investors’ portfolios. Those who recognized its ecosystem potential before the surge were rewarded with life-changing gains. Today, retail traders are asking the same question again: which project now has the fundamentals to repeat that kind of trajectory? Increasingly, the answer being discussed in crypto predictions circles is Mutuum Finance (MUTM) . From Solana (SOL)’s breakout to Mutuum Finance (MUTM)’s momentum Mutuum Finance (MUTM) is positioning itself as more than just another token. It is building a full decentralized finance ecosystem designed to thrive in different market conditions. At its heart is a stablecoin pegged to $1, created only when users borrow against collateral like ETH or BTC and removed once loans are repaid or liquidated. This mechanism allows investors to access liquidity without selling their assets, a major advantage during rallies. Stability is maintained through governance-controlled interest rates. Rates are adjusted to keep the stablecoin anchored at $1, while arbitrage opportunities encourage traders to buy or sell it whenever the price moves off the peg. This design makes it more than just a trading tool—it provides a foundation that supports scaling into a wide DeFi economy. The lending and borrowing system within Mutuum Finance (MUTM) will balance itself using an interest rate model tied to pool utilization. When liquidity is plentiful, borrowing costs stay lower, encouraging activity. When liquidity tightens, borrowing rates rise to attract new deposits and stabilize the pool. This flexibility is something traditional markets lack, but it offers crypto traders a self-correcting system to manage demand even during moments when headlines scream about a crypto crash today. Why retail sees MUTM as the next Solana (SOL) The excitement around Mutuum Finance (MUTM) is not just about its technology, but about timing. The project is still in presale, which means investors are entering at a stage Solana (SOL)’s early backers once enjoyed. Phase 6 is underway for $0.035, with 45% already sold, over $16.10 million raised, and more than 16,500 holders. Once this phase ends, the price moves to $0.040, locking in a 15% paper rise for earlier participants. For retail traders, this kind of tiered pricing structure is a signal to act quickly rather than wait, because each stage is designed to reward those who commit sooner. Mutuum Finance (MUTM) also offers something that Bitcoin and Solana (SOL) did not during their early stages: a staking and buyback mechanism built into its design. Users who provide liquidity will receive mtTokens, which can then be staked in smart contracts to earn MUTM rewards. On top of that, the protocol plans to use platform revenue for buying back MUTM tokens on the open market and distributing them to stakers. This cycle introduces a compounding effect where retail investors are continuously rewarded, keeping community involvement active and long-term. The roadmap shows just how much is planned ahead. After the successful launch of the presale and audit in Phase 1, the next steps in Phase 2 will include building the core smart contracts, front-end interfaces, and back-end infrastructure. Phase 3 will bring testnet demos, advanced audits, exchange listing preparation, and final security checks. Phase 4 will launch the live platform, introduce exchange listings for MUTM, activate claims, expand across multiple blockchains, and secure institutional partnerships. For traders comparing trajectories, this path mirrors how Solana (SOL) moved from technical development into multi-chain adoption and ecosystem growth. The difference is that Mutuum Finance (MUTM) is entering the market with features like a $1 stablecoin and revenue-driven staking that retail traders already understand the value of. Security and credibility are also adding to confidence. The MUTM token has been audited by CertiK, one of the industry’s most respected firms, earning a Token Scan score of 90 and a Skynet score of 79. A $50,000 USDT bug bounty program has been created, rewarding discoveries with up to $2,000 for critical issues, $1,000 for major issues, $500 for medium, and $200 for low severity findings. Alongside this, an ongoing $100,000 giveaway campaign is attracting retail attention, with 10 winners set to receive $10,000 in MUTM tokens each. With over 12,000 followers already on social channels, the retail community is showing signs of the same early enthusiasm that surrounded Solana (SOL). Final words As the prices of cryptocurrencies change every day, more and more retail traders are realizing that the enterprises with strong infrastructure are the ones that last. Mutuum Finance (MUTM) is putting together a decentralized stablecoin, flexible borrowing and lending pools, oracle-backed security, staking, and a clear plan for the future. Just like early investors in Solana (SOL) saw beyond short-term noise in 2023, today’s retail traders are pointing to MUTM as the token with the same fundamentals that is set to grow. The presale is the best way for anyone who want to get ahead of the next big cycle to get in and make money. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Could MUTM be next big crypto like SOL’s 2023 run? Retail traders think so appeared first on Invezz
